Prosperity Now Blog http://prosperitynow.org.954elmp01.blackmesh.com/blog/rss.xml en 1:1 Fund Partners’ Momentum Culminates in June Graduation Campaign http://prosperitynow.org.954elmp01.blackmesh.com/11-fund-partners-momentum-culminates-june-graduation-campaign As the 1:1 Fund’s newly released 2017 Impact Report showcases, the online fundraising platform that Prosperity Now created to support 2018-06-15 Diego Quezada 24317 New 529 Rule Changes and What They Mean for CSAs http://prosperitynow.org.954elmp01.blackmesh.com/new-529-rule-changes-and-what-they-mean-csas With the passage of the Tax Cuts and Jobs Act (TCJA) last December, Congress made sweeping changes to the tax 2018-06-14 Carl Rist 24313 Fintech for Financial Inclusion? Trusted Nonprofit Partnerships Are Key. http://prosperitynow.org.954elmp01.blackmesh.com/fintech-financial-inclusion-trusted-nonprofit-partnerships-are-key Financial technology—or fintech—is all around us. We see push notifications from banks on our phones, new apps for managing expenses 2018-06-14 Pamela Chan 24311 “Culture Eats Strategy for Lunch”: Lessons for Sustaining Financial Capability Services in Youth Workforce Programs http://prosperitynow.org.954elmp01.blackmesh.com/culture-eats-strategy-lunch-lessons-sustaining-financial-capability-services-youth-workforce Having a plan doesn’t necessarily equal success: This was one lesson shared during the Youth Financial Capability Fund (YFCF) convening 2018-06-14 Melissa Grober-Morrow 24312 How Does Your Community Fare? A Guide to Using Our New Scorecard Data and Tools http://prosperitynow.org.954elmp01.blackmesh.com/how-does-your-community-fare-guide-using-our-new-scorecard-data-and-tools Editor's Note: For more on the new data and resources, including how major U.S. cities compare across Scorecard measures, see 2018-06-13 Emma Polson, Shehryar Nabi 24310 Uplift America: A Public-Private Partnership Tackling Rural Poverty http://prosperitynow.org.954elmp01.blackmesh.com/uplift-america-public-private-partnership-tackling-rural-poverty Over 11% of all counties in the United States are persistently poor, meaning that 20% or more of the population 2018-06-12 Myrto Karaflos 24298 Wins & Challenges: Reflections on the 2018 State Legislative Sessions http://prosperitynow.org.954elmp01.blackmesh.com/wins-challenges-reflections-2018-state-legislative-sessions This year’s state legislative sessions have brought many wins and challenges, despite several states holding shorter sessions. Yet it would 2018-06-12 Kamolika Das 24301 Why Homeownership (Still) Matters http://prosperitynow.org.954elmp01.blackmesh.com/why-homeownership-still-matters Americans have long been striving for the “American Dream” of working hard, pursuing homeownership and building wealth that could be 2018-06-11 Pamela Agava 24300 Fighting Poverty with Free Tax Preparation http://prosperitynow.org.954elmp01.blackmesh.com/fighting-poverty-free-tax-preparation A few weeks ago, you could almost hear everyone in America let out a collective sigh of relief: tax season 2018-06-07 Joanna Ain 24296 Rainy Day Savings Accounts: An Innovative Approach to Help Workers Weather Financial Emergencies http://prosperitynow.org.954elmp01.blackmesh.com/rainy-day-savings-accounts-innovative-approach-help-workers-weather-financial-emergencies We all know that financial emergencies happen to everyone, whether it’s a job loss, an unexpected medical procedure or a 2018-06-06 Joanna Ain 24294 These Charts Reveal the How and Why of Including Financial Services in Housing Programs http://prosperitynow.org.954elmp01.blackmesh.com/these-charts-reveal-how-and-why-including-financial-services-housing-programs Housing organizations have always offered their clients a wide variety of services such as pre-purchase counseling, foreclosure counseling and information 2018-06-04 Kate Davidoff 24291 Innovating the Savings Field: We Want to Hear Your Stories! http://prosperitynow.org.954elmp01.blackmesh.com/innovating-savings-field-we-want-hear-your-stories Although the essential Assets for Independence (AFI) program was defunded a year ago , we know that efforts to support 2018-06-01 Alicia Hadley 24289 Five Themes Shaping the Growth of the Children's Savings Movement http://prosperitynow.org.954elmp01.blackmesh.com/five-themes-shaping-growth-childrens-savings-movement On May 2, more than 50 Children’s Savings Account (CSA) practitioners, researchers and other supporters gathered at the Bureau of 2018-06-01 Shira Markoff 24290 Community Bulletin: Stress Management for Practitioners http://prosperitynow.org.954elmp01.blackmesh.com/community-bulletin-stress-management-practitioners From the Editor Dear Community Partners and Friends, We find ourselves at the tail end of Mental Health Awareness Month 2018-05-31 Fran Rosebush Baylor, Carmen Shorter, Shaakirah Medford 24288 A Bill for Inclusive Credit Scores Could Narrow the Racial Wealth Gap and Build Financial Security http://prosperitynow.org.954elmp01.blackmesh.com/bill-inclusive-credit-scores-could-narrow-racial-wealth-gap-and-build-financial-security A Tale of Two Families John and Jane Smith are in their late 20s, have two children and purchased a 2018-05-30 Anju Chopra 24287 How Financial Capability and Asset Ownership Can Help People Weather Racial Wealth Inequity http://prosperitynow.org.954elmp01.blackmesh.com/how-financial-capability-and-asset-ownership-can-help-people-weather-racial-wealth-inequity Centuries of discriminatory policies and practices have entrenched America’s deep racial wealth divide. Despite gains in the previous three years, 2018-05-29 Melissa Grober-Morrow 24286 Is Debt Like Cholesterol? http://prosperitynow.org.954elmp01.blackmesh.com/debt-cholesterol As I was prepping for a talk last week on debt in the US, I realized that we talk about 2018-05-25 Solana Rice 24283 Share Your Big Ideas at the 2018 Prosperity Summit! http://prosperitynow.org.954elmp01.blackmesh.com/share-your-big-ideas-2018-prosperity-summit Hosted biennially in the Washington, DC area by Prosperity Now, the Prosperity Summit offers three days of sessions, networking events, 2018-05-18 24278 Prosperity Summit Sneak Preview: Focusing on the How http://prosperitynow.org.954elmp01.blackmesh.com/prosperity-summit-sneak-preview-focusing-how The 2018 Prosperity Summit (formerly the Assets Learning Conference) is now less than four months away. We’re getting more and 2018-05-16 Leigh Tivol 24277 Five Years After the 1:1 Fund Started Growing CSA Donations, How is it Doing? http://prosperitynow.org.954elmp01.blackmesh.com/five-years-after-11-fund-started-growing-csa-donations-how-it-doing The 1:1 Fund has enabled a diverse array of Children’s Savings Account (CSA) programs to raise funds from donors, large 2018-05-16 Diego Quezada 24276