Saving by Design: An Analysis of Six Strategies' Potential for Scale

Lots of savings ideas sound great on paper. As with all great ideas, however, the only way to really know if they work is to try them. We worked with six participating organizations through the Savings Innovation Learning Cluster (SILC) to go through an extensive design process to come up with ideas to help their low- and moderate-income clients to save. Though that process was extremely helpful in generating and refining their proposed savings solutions, it did not tell us for certain if the ideas would work for the organizations’ clients and if they could be scaled to other organizations. In this paper, we describe how each of the six proposed savings solutions were tested in a small-scale pilot, after which we conducted a scalability analysis to make recommendations about the potential for expanding the solutions on a larger scale through other similar organizations, a wider geographic reach or a more rigorous evaluation.

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